RISE Credit | Official Blog

5 Good Financial Habits to Build in 2018

By Lizzy Martini February 5, 2018

Check out 5 great money habits to build in 2018, including mastering a budget and maintaining an emergency fund—plus one common habit to leave behind.

Credit vs Debit: Which is Better?

By Lizzy Martini November 30, 2017

Which is better, credit vs debit? We’ll cover the key details and explore several potential pros and cons of credit and debit transactions.

How to Remove Credit Inquiries: Your Essential Guide

By Lizzy Martini October 17, 2017

Learn how to remove credit inquiries and find out how much a credit inquiry removal could boost your credit score.

Learn the key differences between a hard inquiry and a soft inquiry, including how each affects your credit score.

Hard Inquiry vs. Soft Inquiry: What it Means for Your Credit Score

By Lizzy Martini September 27, 2017

Learn the key differences between a hard inquiry and a soft inquiry, including how each affects your credit score.

What Credit Score Is Needed for a Personal Loan?

By Lizzy Martini September 15, 2017

Need funds fast? A personal loan can be a lifesaver—find out if there is a certain credit score needed for personal loans.

How To Get Out of Credit Card Debt

By Lizzy Martini August 10, 2017

Ready to eliminate credit card debt for good? We’ve rounded up the best debt payoff strategies and consolidation strategies.

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How to Live Frugally: 20 Practical Tips

By Lizzy Martini April 17, 2018

We cover 20 practical ideas for better money management and savvy spending, including advice on handling taxes, paying down high-interest debt and trimming your grocery bill.

Best Free Tax Software: 5 Great Options

By Lizzy Martini February 7, 2018

Find out how to do taxes for free. We’ll cover tax filing basics and discuss 5 of the best free tax software options.

How to Save Money as a Wedding Guest: 8 Great Tips

By Lizzy Martini January 30, 2018

Learn how to save money as a wedding guest, including tips for booking affordable travel and saving money on gifts.

Money and Marriage: Quick Guide to Building a Strong Partnership

By Lizzy Martini January 23, 2018

The overlap of money and marriage is stressful for many couples—stakes and emotions run high. See our best tips for navigating 3 common issues.

How to Build a Budget in 3 Easy Steps

By Lizzy Martini December 18, 2017

Heading into the holiday season and wondering how to build a budget? We’ve got you covered with a simple budget plan—just three, stress-free steps.

How to Avoid Financial Trouble this Holiday

By Jonathan Walker November 30, 2017

If you know exactly what you want to spend for the holidays you are in better shape than those who have a rough idea of what they want to spend and those who just plan on being careful.

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3 Questions to Help Decide Between Saving or Paying Off Debt

Should You Pay Off Debt or Save? 3 Questions to Help You Decide

By Lizzy Martini April 4, 2018

Is it better to pay off debt or save? Seven personal finance experts weighed in and shared the three most important questions to ask yourself when making the decision.

Get tips on how to stop overspending from 9 personal finance experts.

How to Stop Overspending: Tips from 9 Experts

By Lizzy Martini March 22, 2018

Get tips on how to stop overspending from 9 personal finance experts.

6 Best Personal Finance Books to Read in 2018

By Lizzy Martini March 13, 2018

Find out what our experts recommend as the best books on personal finance, including helpful guides to living debt-free and reducing money stress.

Expert Advice on How to Negotiate Medical Bills

By Lizzy Martini March 12, 2018

Learn expert tips and techniques for negotiating medical bills, including how to deal with your insurer and why it’s essential to get an itemized bill.

Expert advice on what to do if you can't pay your taxes this year

What If I Can’t Pay My Taxes This Year? Expert Advice

By Lizzy Martini February 21, 2018

If you’re worried that you can’t afford to pay taxes this year, check out these tips from personal finance experts.

Funeral Financing: What Are Your Options?

By Lizzy Martini February 14, 2018

Covering the cost of a funeral can be difficult for even the most diligent savers—find out what your options are for funeral financing, including online installment loans.

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Emergency Fund Amount: What Millennials Need to Know

By Lizzy Martini March 2, 2018

Find out how much you should have set aside in emergency savings, plus several quick tips to jumpstart your emergency fund.

What’s the Best Way to Borrow Money?

By Lizzy Martini September 21, 2017

There are several different ways to borrow money—so what’s the best way to borrow money? Should you borrow money online, visit a payday lender or use a credit card?

What Is a Cash Advance and How Does It Work?

By Lizzy Martini August 2, 2017

In a financial emergency, a cash advance can help you quickly get the money you need. So how do cash advances work and what are the different types? Most importantly, how much can you borrow—and what will it cost? Here’s a simple guide to understanding the different types of...

What Is a Payday Loan? A Quick Guide for Borrowers

By Lizzy Martini August 2, 2017

What’s the definition of a payday loan, and how does it differ from other loans? Find out how payday loans work and whether it’s right for your short-term cash needs.

Learn how to get help with medical bills

6 Ways to Get Help With Medical Bills

By Lizzy Martini April 27, 2017

Learn how medical debt impacts your credit score and six ways to get help with medical bills, including financial aid, government assistance and online loans.

14 Different Ways to Borrow Money Fast

By Lizzy Martini April 26, 2017

Need to borrow money fast? We’ve rounded up 14 different ways to borrow money quickly, including online loans. We spell out the details to help you find the best way to borrow.

Don’t Ignore Your Credit Card Debt—Do This Instead

By Lizzy Martini April 24, 2018

Find out the four major consequences of disregarding your debt—including how it impacts your credit score—and what you can do instead to properly manage your debt.

Should You Pay Off Debt or Save? 3 Questions to Help You Decide

By Lizzy Martini April 4, 2018

Is it better to pay off debt or save? Seven personal finance experts weighed in and shared the three most important questions to ask yourself when making the decision.