Borrowing 101
Person managing their money

Should You Take Out a Pawn Shop Loan?

Pawn shop loans may seem like an easy way to get fast cash, but it’s best to read the fine print and consider the alternatives before signing on the dotted line. Here are a few common questions that borrowers should know the answer to before pawning an item in exchange for a loan.

Two men research online loans on the internet.

Online Loans vs. In-Person Loans: What’s the Best Option?

In-person bank loans are the more traditional option, but online loans have become increasingly common. Here are a few key considerations to help you understand the difference.

Father holding his infant child while on the computer

Installment Loans vs. Payday Loans: Know Before You Owe

Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.

Ways to borrow money fast

14 Different Ways to Borrow Money Fast

Need to borrow money fast? We’ve rounded up 14 different ways to borrow money quickly, including online loans. We spell out the details to help you find the best way to borrow.

Gentleman using his laptop in a café to research online lending reviews

How to Use Customer Reviews When Choosing a Lender

Online customer reviews can be helpful when you have a financial decision to make. In fact, according to a recent poll, 81% of consumers believe that sharing experiences is important.

The short-term financial goals you set today will impact your long-term money strategy. Check out our tips on how to set and start reaching your goals.

4 Tips to Set and Reach Your Short-Term Financial Goals

The short-term financial goals you set today will impact your long-term money strategy. Check out our tips on how to set and start reaching your goals.

Financial Wellness
Person managing their money

Should You Take Out a Pawn Shop Loan?

Pawn shop loans may seem like an easy way to get fast cash, but it’s best to read the fine print and consider the alternatives before signing on the dotted line. Here are a few common questions that borrowers should know the answer to before pawning an item in exchange for a loan.

Two men research online loans on the internet.

Online Loans vs. In-Person Loans: What’s the Best Option?

In-person bank loans are the more traditional option, but online loans have become increasingly common. Here are a few key considerations to help you understand the difference.

Woman hugging friend after graduating college

15 Essential Financial Tips for College Graduates

Learning to adult in the real world doesn't have to be scary. Read these 15 money tips for new college graduates and your wallet will thank you.

Young woman reading a book studying for college

9 Creative Ways to Afford College

If you want to go to college but you’re not sure how to afford it, check out the ideas below. With a little bit of creativity — and a willingness to fill out scholarship packets and financial aid applications — you’ll be on your way with some unique ideas to help make your college dream a reality.

Man studies personal finance courses at home.

10 Free Personal Finance Courses to Do at Home

Want to manage your money better but don’t know where to start? Free finance courses are great, budget-friendly ways to learn.

RISEcredit.com Financial Literacy Month 2021 Giveaway

RISEcredit.com Financial Literacy Month 2021 Giveaway

For Financial Literacy Month, RISEcredit.com is dishing out the knowledge you need to ace your finances.

Everyday Tips
Young man shaking hands after a successful job interview.

How to Change Jobs: 15 Career-Change Tips

Thinking about a career change? You’re not alone. A Indeed survey found that nearly half of full-time workers in the U.S. have made a dramatic career shift in their lifetime, while 65% have thought about it

Father playing with his young son on his shoulders

33 Cheap & Meaningful Father’s Day Gifts

While some Father’s Day gift guides recommend expensive gadgets and gift sets, you know your dad would prefer you don’t break the bank — so we’ve rounded up the best cheap Father’s Day gifts to fit a variety of small budgets.

Man holding surfboard while looking out over the ocean.

How to Save Money While Helping to Save the Earth

Going green doesn’t have to mean overhauling your life. Even minor tweaks to your lifestyle can have a significant impact on the environment — and your wallet.

15 Financial Spring Cleaning Tips for 2021

15 Financial Spring Cleaning Tips for 2021

These spring cleaning tips won’t get your baseboards clean, but they will help breathe new life into your personal finances and 2021 budget.

Woman  shopping for a car to lease at a dealership.

Is Leasing a Car a Good Idea?

Is leasing a car a good idea? What about buying a new model outright? Learn about the pros and cons so you can make an informed decision.

Father showing daughter tablet.

Finding the Best Online Loans: 5 Questions to Ask

What do you need to know about online lenders and the cash loans they offer? Answer these five questions to help you identify the best online loan for you.