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Think twice before canceling that oldest credit card you no longer use. Closing a credit card account could put you in better control of your finances, but it might also ding your credit score.
When it comes to understanding how payment history impacts credit score, here are a few things to know.
Need funds fast? A personal loan can be a lifesaver—find out if there is a certain credit score needed for personal loans.
How do you build your credit history? And is taking on more debt actually good? Let’s find out!
Credit scores aren’t written in stone. Fixing past credit mistakes, paying your bills on time, keeping your debt low, and using a mix of credit can all help your score.
Your credit utilization ratio could mean the difference between a good credit score and a not-so-good credit score. Here’s everything you need to know to get your ratio right.
‘Tis the season of giving—but that doesn’t mean you have to go broke doing it! We outline the best holiday tips to shop Christmas on a budget.
How do you host Thanksgiving on a budget? Find the answers you need with our five ideas for a budget Thanksgiving and celebrate in affordable style.
While Halloween is going to look a little different this year as we all adjust to new social distancing guidelines, there are still plenty of ways you can celebrate (for kids and adults) that won’t break the bank.
With just a little planning, eating healthy on a budget is easy. Use these 30 expert tips to learn how to shop for and cook affordable, nutritious meals.
You’ll be amazed at how many home organization solutions you can create by repurposing something you already have. And if not, look for a cheap solution vs. paying full price at the fancy organization store.
To celebrate Self-Improvement Month, RISE is delivering fresh ideas to help you make positive changes without breaking the bank.
Pawn shop loans may seem like an easy way to get fast cash, but it’s best to read the fine print and consider the alternatives before signing on the dotted line. Here are a few common questions that borrowers should know the answer to before pawning an item in exchange for a loan.
In-person bank loans are the more traditional option, but online loans have become increasingly common. Here are a few key considerations to help you understand the difference.
Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.
Need to borrow money fast? We’ve rounded up 14 different ways to borrow money quickly, including online loans. We spell out the details to help you find the best way to borrow.
Online customer reviews can be helpful when you have a financial decision to make. In fact, according to a recent poll, 81% of consumers believe that sharing experiences is important.
The short-term financial goals you set today will impact your long-term money strategy. Check out our tips on how to set and start reaching your goals.
Trying to navigate your way out of debt can feel overwhelming. The good news is that there are some great debt payoff tools out there — and many of them are free! While
Debt payoff spreadsheets are a wonderful tool that takes the guesswork out of paying down your debts.
Do medical bills affect your credit score? Here’s what you need to know about medical bills and debt.
Confused about the interest charges on your credit card? Here’s an overview of how credit card interest works and how to save on interest.
Does debt consolidation hurt your credit score? It depends. Here’s what you need to know.
Falling behind on bills is stressful. Here’s a step-by-step guide to getting caught up and moving on.
What is an installment loan, and how does it differ from other types of loans like payday loans? Learn the basics and find out if it’s right for you.
We’ve developed the RISE Financial Progress Scholarship to help hardworking students achieve their dreams while also teaching as many students as possible what they need for long-term financial
An investment in yourself can be one of the most rewarding investments you can make. Here are a few options to consider.
Feeling the pressure this year? These tips for de-stressing will help you reset before the holidays.
There are many different budgeting methods and finding the types of budgeting strategies that work best for you isn’t always obvious. Help find your fit by experimenting with these five popular budgeting methods
Worried that Black Friday may bust your budget? Our 7 Black Friday tips will help you discover bargains, stick to a spending plan, and escape the day unscathed.
Season’s Greetings! It’s the most wonderful time of the year, because you can win big with non-boring ideas to #HackTheHolidays!
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