Budget Living
Person filling up their car with gas after using an app to save money on gas prices.

5 Gas Apps to Help You Save Money at the Pump in 2022

Gas apps can help you save money in a few different ways. Based on customer experience, here are some of the best apps to use, plus the details of how they work:

Woman making an emergency fix to a leaky sink.

Emergency Funds: What It Is, Why It Matters & How to Start Saving

From what to set aside to where you should stash your cash—here’s your guide to building an emergency fund, even in stressful financial times.

Mother speaking on phone while holding daughter

Next Steps to Take if You Can't Pay Your Rent This Month

If you or a family member is struggling, stay calm and know that there are more options now than ever before. By knowing your rights, engaging in meaningful conversation with your landlord and applying for rental assistance programs, you will be back in control in no time.

You can use a wide array of customizable, downloadable Google Sheets budget templates available online that allow you to utilize technology to track your finances for free, while keeping your banking information private.

The 19 Best Free Google Sheets Budget Templates - Updated for 2022

Did you know Google docs has budget templates available online, for free? If you enjoy using spreadsheets to manage your finances, see our list of favorites.

Person holding a homemade Valentines day gift

39 Cheap & Creative Valentines Day Ideas

Staying in this year? here’s how to make the day special without overspending.

Woman using her laptop to research the pay yourself first budgeting method.

The Pay Yourself First Budgeting Method Explained

If you're ready to get started on this savings strategy, you might wonder how, exactly, you pay yourself first. It's easy. Here's how to get started.

Borrowing 101
Parents posing for a picture with their two children

What Is a Payday Loan & How Does It Work?

What’s the definition of a payday loan, and how does it differ from other loans? Find out how payday loans work and whether it’s right for your short-term cash needs.

Woman taking notes on how to borrow money fast

The Best Ways & Places to Borrow Money

Most people will encounter a financial emergency at least once in their lives without having the cash on hand to cover the expense. The good news is that there are many different ways to borrow money fast. Here are some of the best ways to get resources quickly. Fastest Ways...

Young woman using her computer to research ways to payoff holiday debt on the internet

3 Ways to Pay Off Holiday Debt

A survey conducted by MagnifyMoney found that 31% of Americans took on debt to pay for gifts, travel, and entertainment for the holidays in 2020.

Person managing their money

Should You Take Out a Pawn Shop Loan?

Pawn shop loans may seem like an easy way to get fast cash, but it’s best to read the fine print and consider the alternatives before signing on the dotted line. Here are a few common questions that borrowers should know the answer to before pawning an item in exchange for a loan.

Two men research online loans on the internet.

Online Loans vs. In-Person Loans: What’s the Best Option?

In-person bank loans are the more traditional option, but online loans have become increasingly common. Here are a few key considerations to help you understand the difference.

Father holding his infant child while on the computer

Installment Loans vs. Payday Loans: Know Before You Owe

Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.

Financial Wellness
Man studies personal finance courses at home.

10 Free Personal Finance Courses to Do at Home - Updated for 2022

Want to manage your money better but don’t know where to start? Free finance courses are great, budget-friendly ways to learn.

Woman turning down her thermostat to save money on utility bills

Can A Bad Credit Score Affect Utility Bills?

Poor credit can indeed have a negative impact on your utilities. If a utility provider finds that you have a history of late or missed payments, you may be looking at additional costs or actions to get your service up and running.

7 Strategies to Improve Your Financial Literacy

7 Strategies to Improve Your Financial Literacy

What does it mean to be financially literate and how can you achieve it?

Mother speaking on phone while holding daughter

Next Steps to Take if You Can't Pay Your Rent This Month

If you or a family member is struggling, stay calm and know that there are more options now than ever before. By knowing your rights, engaging in meaningful conversation with your landlord and applying for rental assistance programs, you will be back in control in no time.

Woman using her computer to research zero-based -budgeting examples

What is Zero-Based Budgeting?

By requiring you to evaluate your budget each month, the ZBB method requires all expenses, including one-off, recurring, and set expenses (like rent), to be captured and given a purpose.

Friends together laughing and having fun

Top Do's & Don'ts When Loaning Money to Friends & Family

To help you navigate the situation, we’ve collected some dos and don’ts about loaning money to friends and family to help guide your decision-making the next time a loved one asks for some extra cash.