Borrowing 101
Woman taking notes on how to borrow money fast

The Best Ways & Places to Borrow Money

Most people will encounter a financial emergency at least once in their lives without having the cash on hand to cover the expense. The good news is that there are many different ways to borrow money fast. Here are some of the best ways to get resources quickly. Fastest Ways...

Young woman using her computer to research ways to payoff holiday debt on the internet

3 Ways to Pay Off Holiday Debt

A survey conducted by MagnifyMoney found that 31% of Americans took on debt to pay for gifts, travel, and entertainment for the holidays in 2020.

Person managing their money

Should You Take Out a Pawn Shop Loan?

Pawn shop loans may seem like an easy way to get fast cash, but it’s best to read the fine print and consider the alternatives before signing on the dotted line. Here are a few common questions that borrowers should know the answer to before pawning an item in exchange for a loan.

Two men research online loans on the internet.

Online Loans vs. In-Person Loans: What’s the Best Option?

In-person bank loans are the more traditional option, but online loans have become increasingly common. Here are a few key considerations to help you understand the difference.

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Installment Loans vs. Payday Loans: Know Before You Owe

Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.

Gentleman using his laptop in a café to research online lending reviews

How to Use Customer Reviews When Choosing a Lender

Online customer reviews can be helpful when you have a financial decision to make. In fact, according to a recent poll, 81% of consumers believe that sharing experiences is important.

Financial Wellness
Woman turning down her thermostat to save money on utility bills

Can A Bad Credit Score Affect Utility Bills?

Poor credit can indeed have a negative impact on your utilities. If a utility provider finds that you have a history of late or missed payments, you may be looking at additional costs or actions to get your service up and running.

7 Strategies to Improve Your Financial Literacy

7 Strategies to Improve Your Financial Literacy

What does it mean to be financially literate and how can you achieve it?

Mother speaking on phone while holding daughter

Next Steps to Take if You Can't Pay Your Rent This Month

If you or a family member is struggling, stay calm and know that there are more options now than ever before. By knowing your rights, engaging in meaningful conversation with your landlord and applying for rental assistance programs, you will be back in control in no time.

Woman using her computer to research zero-based -budgeting examples

What is Zero-Based Budgeting?

By requiring you to evaluate your budget each month, the ZBB method requires all expenses, including one-off, recurring, and set expenses (like rent), to be captured and given a purpose.

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Top Do's & Don'ts When Loaning Money to Friends & Family

To help you navigate the situation, we’ve collected some dos and don’ts about loaning money to friends and family to help guide your decision-making the next time a loved one asks for some extra cash.

Man shopping for appliances using his tax refund

9 Smart Ways to Use Your 2022 Tax Refund

There are many factors to consider when deciding how to use your tax refund wisely. The simple truth is all taxpayers face different situations, and what's best for you may not be best for your friends and family.