Credit Building
A man and woman researching what is a good credit score on their cellphone

What is a good credit score? Everything You Need to Know

What is a good Credit Score   What is a credit score? Before discussing what might be considered a good credit score and credit score ranges, it could be helpful to briefly review how credit scores work. Consumer credit scores are based on the information in a credit report from...

How Installment Loans Can Help Improve Your Credit Score

How Installment Loans Can Help Improve Your Credit Score

Ways Installment Loans Could Help Improve Your Credit Score Installment loans can help improve your credit because they can positively impact some of the key factors that go into calculating your credit score. Two primary things to recognize about installment loans are that they are a longer-term financial commitment, and...

Women using cell phone

10 Steps to Rebuild Your Credit Score Fast

We've spoken with a panel of experts to help sort out the best ways to rebuild credit

Woman holding a coffee and researching personal loans on her tablet

What Credit Score Do You Need for a Personal Loan?

Need funds fast? A personal loan can be a lifesaver—find out if there is a certain credit score needed for personal loans.

Person reviewing the information on their credit card

How Closing an Old Credit Card Affects Your Credit Score

Think twice before canceling that oldest credit card you no longer use. Closing a credit card account could put you in better control of your finances, but it might also ding your credit score.

Woman at home reading her credit report

How Does Payment History Impact Your Credit Score?

When it comes to understanding how payment history impacts credit score, here are a few things to know.

Budget Living
Family at table discussing Money Savings Challenges

24 Money Savings Challenges to Try in 2024

Money-saving challenges not only help you set specific financial goals, but they also give you a plan to follow so that you can reach them.

You can use a wide array of customizable, downloadable Google Sheets budget templates available online that allow you to utilize technology to track your finances for free, while keeping your banking information private.

The 21 Best Free Google Sheets Budget Templates for 2023

Did you know Google docs has budget templates available online, for free? If you enjoy using spreadsheets to manage your finances, see our list of favorites.

Young woman taking notes while listening to financial advice

How to Stop Living Paycheck to Paycheck

Let’s face it — living paycheck to paycheck can be really stressful. No one wants to constantly scramble to make ends meet. It’s bad for your finances and even worse for your mental health. The good news is that there are helpful tips you can learn that could help you...

Young woman using her laptop to create a budget

The 7 Most Common Budgeting Mistakes & How to Fix Them

Whether this is your first budget or your starting over again, you can create a budget that empowers your life, not drags you down. Just watch out for these common budget mistakes

Young boy throwing a baseball.

How to Budget for Kids Sports

While the cost of kids sports can add up in a hurry, there are ways to make a budget-friendly game plan. Try these eight tips to save money.

A group of coworkers discussing business in a conference room after returning to the office post pandemic.

4 Tips for Budgeting for the Costs of Returning to the Office

The average one-way commute in the U.S. is at an all-time high of 27.6 minutes, the latest data available from the U.S. Census Bureau shows.

Borrowing 101
Man researching good debt on his laptop

What is Good Debt vs Bad Debt

What is Good Debt vs Bad Debt Access to credit and strategically borrowing money can help many people achieve a higher quality of life. The right loan could be the difference between getting a degree and starting a career or feeling stuck in a dead-end job. However, debt can also be...

How Installment Loans Can Help Improve Your Credit Score

How Installment Loans Can Help Improve Your Credit Score

Ways Installment Loans Could Help Improve Your Credit Score Installment loans can help improve your credit because they can positively impact some of the key factors that go into calculating your credit score. Two primary things to recognize about installment loans are that they are a longer-term financial commitment, and...

Elderly couple at home learning about installment loans

What is an Installment Loan? How They Work & Examples

What is an installment loan, and how does it differ from other types of loans like payday loans? Learn the basics and find out if it’s right for you.

Parents posing for a picture with their two children

What Is a Payday Loan & How Does It Work?

What’s the definition of a payday loan, and how does it differ from other loans? Find out how payday loans work and whether it’s right for your short-term cash needs.

Woman taking notes on how to borrow money fast

The Best Ways & Places to Borrow Money Fast

Most people will encounter a financial emergency at least once in their lives without having the cash on hand to cover the expense. The good news is that there are many different ways to borrow money fast. Here are some of the best ways to get resources quickly. Fastest Ways...

Young woman using her computer to research ways to payoff holiday debt on the internet

3 Ways to Pay Off Holiday Debt

A survey conducted by MagnifyMoney found that 31% of Americans took on debt to pay for gifts, travel, and entertainment for the holidays in 2020.

Debt Management
Man researching good debt on his laptop

What is Good Debt vs Bad Debt

What is Good Debt vs Bad Debt Access to credit and strategically borrowing money can help many people achieve a higher quality of life. The right loan could be the difference between getting a degree and starting a career or feeling stuck in a dead-end job. However, debt can also be...

Woman reading about the impact medical debt has on her credit score.

Why Some Medical Debts are Being Removed from Your Credit Report

New changes from the credit bureaus will remove nearly 70% of medical collection debt tradelines from consumer credit reports.

A couple researching what is zombie debt on their laptop

What Is Zombie Debt and How to Prevent It from Plaguing You

As the name implies, zombie debt can be scary. No one likes getting sporadic phone calls from unknown numbers, much less debt collectors. But have no fear! Zombie debt can be defeated — here are a few ways to kick zombie debt back in the grave:

Man and a woman discussing the difference between secured vs unsecured loans

Secured vs. Unsecured Loan: What’s the Difference?

Learn how secured and unsecured loans are different, how they work and how to decide which type of loan is right for you.

Woman using her computer to research zero-based -budgeting examples

What is Zero-Based Budgeting?

By requiring you to evaluate your budget each month, the ZBB method requires all expenses, including one-off, recurring, and set expenses (like rent), to be captured and given a purpose.

Young woman using her computer to research ways to payoff holiday debt on the internet

3 Ways to Pay Off Holiday Debt

A survey conducted by MagnifyMoney found that 31% of Americans took on debt to pay for gifts, travel, and entertainment for the holidays in 2020.

Financial Wellness
Financial Planning for Life Events: Marriage, Parenthood, and Retirement

Financial Planning for Life Events: Marriage, Parenthood, and Retirement

Financial planning can be a complex process, but it is essential for ensuring a financially secure future. T

A hand putting money in a jar to build a savings

How to Start Building Your Savings (Even if You Have None)

Building your savings up from $0 can seem daunting, but it doesn’t have to be. There are several easy steps you can take to begin working toward your savings goals — even if you think you don’t have enough extra money to spare.

You can use a wide array of customizable, downloadable Google Sheets budget templates available online that allow you to utilize technology to track your finances for free, while keeping your banking information private.

The 21 Best Free Google Sheets Budget Templates for 2023

Did you know Google docs has budget templates available online, for free? If you enjoy using spreadsheets to manage your finances, see our list of favorites.

A man and woman researching what is a good credit score on their cellphone

What is a good credit score? Everything You Need to Know

What is a good Credit Score   What is a credit score? Before discussing what might be considered a good credit score and credit score ranges, it could be helpful to briefly review how credit scores work. Consumer credit scores are based on the information in a credit report from...

How Installment Loans Can Help Improve Your Credit Score

How Installment Loans Can Help Improve Your Credit Score

Ways Installment Loans Could Help Improve Your Credit Score Installment loans can help improve your credit because they can positively impact some of the key factors that go into calculating your credit score. Two primary things to recognize about installment loans are that they are a longer-term financial commitment, and...

Elderly couple at home learning about installment loans

What is an Installment Loan? How They Work & Examples

What is an installment loan, and how does it differ from other types of loans like payday loans? Learn the basics and find out if it’s right for you.

Everyday Tips
Family at table discussing Money Savings Challenges

24 Money Savings Challenges to Try in 2024

Money-saving challenges not only help you set specific financial goals, but they also give you a plan to follow so that you can reach them.

Couple using a credit card to pay for a Christmas tree

16 Side Hustles to Earn Extra Cash This Holiday

Many of us wind up looking for seasonal jobs just to make it through the festivities without breaking the bank. The good news is the best holiday jobs are more plentiful — and more lucrative — than ever.

Close-up of man holding multiple shopping bags

9 Helpful Tips for Black Friday Shopping

Worried that Black Friday may bust your budget? These 9 Black Friday tips will help you discover bargains, stick to a spending plan, and escape the day unscathed.

Financial Planning for Life Events: Marriage, Parenthood, and Retirement

Financial Planning for Life Events: Marriage, Parenthood, and Retirement

Financial planning can be a complex process, but it is essential for ensuring a financially secure future. T

A hand putting money in a jar to build a savings

How to Start Building Your Savings (Even if You Have None)

Building your savings up from $0 can seem daunting, but it doesn’t have to be. There are several easy steps you can take to begin working toward your savings goals — even if you think you don’t have enough extra money to spare.

You can use a wide array of customizable, downloadable Google Sheets budget templates available online that allow you to utilize technology to track your finances for free, while keeping your banking information private.

The 21 Best Free Google Sheets Budget Templates for 2023

Did you know Google docs has budget templates available online, for free? If you enjoy using spreadsheets to manage your finances, see our list of favorites.