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How to Create a Yearly Budget

How to Create a Yearly Budget

By Matthew Gordon January 20, 2021

How do Medical Bills Affect Your Credit?

January 13, 2021

The Complete Guide to Easily Giving Back

January 6, 2021

20 Free Google Sheets Budget Templates

June 17, 2020

The 10 Best Budgeting Apps for 2021

December 17, 2020

Congratulating RISE Scholarship Winners!

November 19, 2020

How Does Credit Card Interest Work?

December 9, 2020

  • Credit Building
  • Budget Living
  • Borrowing 101
  • Debt Management
  • Financial Wellness
  • Everyday Tips
Credit Building
A low credit utilization ratio might help you improve your credit.

What is Credit Utilization and How Do You Calculate It?

By Emily Howerton September 16, 2020

Your credit utilization ratio could mean the difference between a good credit score and a not-so-good credit score. Here’s everything you need to know to get your ratio right.

credit report COVID

Cleaning up Your Credit Report During COVID-19

By Nathan Foley July 8, 2020

We've all been locked inside for a while. Your closets, Netflix queue, and to-do lists may all be cleared out and complete. You may have gotten through that book you’ve been meaning to read. And, you can’t take another Zoom call.

credit score and credit reporting

How to Protect Your Credit Score During COVID-19

By Emily Howerton June 30, 2020

Worried about your credit score during COVID-19? Use these tips for protecting your credit during the pandemic.

financial relief during coronavirus

Where You Can Find Financial Help During Coronavirus

By Emily Howerton April 28, 2020

If you've lost your job due to COVID-19 and need financial help immediately, there are many resources available for relief.

common credit score questions

19 Questions Everyone Has About Their Credit Score

By Emily Howerton March 9, 2020

Looking ahead at 2020, these are the 19 essential questions that answer everything you need to know about credit scores.

How Can Your Payment History Impact Your Credit Score?

How Can Your Payment History Impact Your Credit Score?

By Lizzy Martini March 4, 2020

Your payment history is one of the most important factors in determining your credit scores. Find out what actions may help or hurt your credit.

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Budget Living
Do Medical Bills Affect Your Credit?

How do Medical Bills Affect Your Credit?

By Lizzy Martini January 13, 2021

Do medical bills affect your credit score? Here’s what you need to know about medical bills and debt.

Budgeting apps can help ease the chore of building and maintaining your saving and spending plan.

The 10 Best Budgeting Apps for 2021

By Matthew Gordon December 17, 2020

Budgeting apps can help ease the chore of building and maintaining your saving and spending plan. Check out the 10 best budgeting apps around.

budget Halloween ideas and costumes

13 Ideas for Halloween on a Budget

By Emily Howerton October 22, 2020

While Halloween is going to look a little different this year as we all adjust to new social distancing guidelines, there are still plenty of ways you can celebrate (for kids and adults) that won’t break the bank.

When faced with financial uncertainty, cutting expenses is one of the best ways you can regain some control.

Cutting Expenses? Experts Say to Drop These 6 Money Wasters Now

By Emily Howerton August 26, 2020

Budget cutting can free up cash in financially uncertain times. If you’ve been feeling the pressure this year, here’s what you need to do.

Making the choice to become a parent, teacher, and full-time worker is a lot, but you can make it work for your family.

How Much Does Homeschooling Cost Per Day?

By Emily Howerton August 19, 2020

Wondering about the cost of homeschooling as you prepare to teach the kids at home this fall? It may be more affordable than you think.

Life often doesn’t seem fair, but you can safeguard yourself against financial stressors by planning ahead.

What Is an Emergency Fund? Here’s Your Ultimate Guide

By Emily Howerton July 29, 2020

From what to set aside to where you should stash your cash—here’s your guide to building an emergency fund, even in stressful financial times.

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Borrowing 101
The short-term financial goals you set today will impact your long-term money strategy. Check out our tips on how to set and start reaching your goals.

4 Tips to Set and Reach Your Short-Term Financial Goals

By Emily Howerton July 22, 2020

The short-term financial goals you set today will impact your long-term money strategy. Check out our tips on how to set and start reaching your goals.

If you’re struggling financially, here’s how to get help with medical bills.

8 Ways to Get Help With Medical Bills

By Lizzy Martini May 7, 2020

If you’re struggling financially, here’s how to get help with medical bills.

Ways to borrow money fast

14 Different Ways to Borrow Money Fast

By Lizzy Martini March 9, 2020

Need to borrow money fast? We’ve rounded up 14 different ways to borrow money quickly, including online loans. We spell out the details to help you find the best way to borrow.

Installment Loans vs. Payday Loans: Which is Better?

Know Before You Owe — Installment Loans vs Payday Loans

By Nathan Foley January 27, 2020

Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.

4 Most Common Uses for a Rise Loan

4 Most Common Uses of RISE Personal Loans

By Nathan Foley June 5, 2019

People often turn to RISE when they need to quickly borrow money for auto or home repairs, medical bills and emergency expenses.

What is a cash advance?

What Is a Cash Advance and How Does It Work?

By Nathan Foley May 21, 2019

In a financial emergency, a cash advance can help you quickly get the money you need. So how do cash advances work and what are the different types? Most importantly, how much can you borrow—and what will it cost?   Here’s a simple guide to understanding the different types of...

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Debt Management
Do Medical Bills Affect Your Credit?

How do Medical Bills Affect Your Credit?

By Lizzy Martini January 13, 2021

Do medical bills affect your credit score? Here’s what you need to know about medical bills and debt.

Confused about the interest charges on your credit card? Here’s an overview of how credit card interest works and how to save on interest.

How Does Credit Card Interest Work?

By Matthew Gordon December 9, 2020

Confused about the interest charges on your credit card? Here’s an overview of how credit card interest works and how to save on interest.

Does Debt Consolidation Hurt Your Credit Score?

Does Debt Consolidation Hurt Your Credit Score?

By Emily Howerton October 14, 2020

Does debt consolidation hurt your credit score? It depends. Here’s what you need to know.

Falling behind on bills is stressful, but you can get caught up.

What to Do When You’re Behind on Bills

By Emily Howerton September 14, 2020

Falling behind on bills is stressful. Here’s a step-by-step guide to getting caught up and moving on.

managing debt and loans during covid-19

Unemployed and Can't Pay Bills? Here's How to Manage

By Emily Howerton June 16, 2020

Laid off because of the coronavirus pandemic? Here’s how to manage debt when unemployed.

When it comes to managing your debt, it’s easy to feel like you’re fighting an uphill battle.

Using Free Debt Payoff Spreadsheets to Wipe Out Debt

By Emily Howerton May 22, 2020

Debt payoff spreadsheets are a wonderful tool that takes the guesswork out of paying down your debts.

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Financial Wellness
RISE scholarship winners.

Congratulating RISE Scholarship Winners!

By Emily Howerton November 19, 2020

At RISE, we believe in building a bright tomorrow. Here is how we’re helping our customers get there.

10 tips for de-stressing this fall

10 Tips for De-Stressing This Fall

By Emily Howerton November 5, 2020

Feeling the pressure this year? These tips for de-stressing will help you reset before the holidays.

10 Free Personal Finance Courses to Do at Home

10 Free Personal Finance Courses to Do at Home

By Emily Howerton October 1, 2020

Want to manage your money better but don’t know where to start? Free finance courses are great, budget-friendly ways to learn.

Secured vs. Unsecured Loan: What’s the Difference?

Secured vs. Unsecured Loan: What’s the Difference?

By Emily Howerton September 9, 2020

Learn how secured and unsecured loans are different, how they work and how to decide which type of loan is right for you.

Get tips on how to stop overspending from 9 personal finance experts.

How to Stop Overspending: Tips from 9 Experts

By Emily Howerton August 5, 2020

Need to stop spending money? Cutting back isn’t as hard as it seems. Here’s what the experts recommend.

financial mistakes to avoid during COVID

5 Financial Mistakes to Avoid During COVID-19

By Emily Howerton July 29, 2020

Worried about your money in the coronavirus economy? Steer clear of these financial mistakes.

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Everyday Tips
Volunteers serving food to the community

The Complete Guide to Easily Giving Back

By Matthew Gordon January 6, 2021

Giving back can be one of life’s great joys, and it doesn’t have to be difficult. We outline how to help your community, without all the stress.

Thinking about getting a pet? Here’s what you need to know about the yearly cost of a dog (or cat), and a few ways to save money without sacrificing care.

The Cost of Owning a Pet [+4 Ways to Save]

By Emily Howerton December 2, 2020

Thinking about getting a pet? Here’s what you need to know about the yearly cost of a dog (or cat), and a few ways to save money without sacrificing care.

Making yourself marketable

How to Make Yourself Marketable in a Tough Job Market

By Emily Howerton July 21, 2020

Making yourself marketable is the key to finding a new job in the coronavirus economy. Here’s how to get it done.

online job skills certificate and courses

Free Places to Learn Job Skills During Coronavirus

By Emily Howerton June 23, 2020

Laid off or worried about your career during the coronavirus pandemic? Now is the time to learn job skills that will keep you competitive.

use what you have in your pantry during coronavirus

10 Ways to Stretch Your Pantry During Coronavirus Shutdowns

By Emily Howerton May 12, 2020

Worried about making groceries last during coronavirus shutdowns? Use these tips to stretch your pantry and your dollars until the pandemic ends.

Feeling helpless during the coronavirus crisis? Learn how you can help frontline workers during the COVID-19 pandemic.

9 Ways to Help Frontline Workers During COVID-19

By Emily Howerton April 23, 2020

Feeling helpless during the coronavirus crisis? Learn how you can help frontline workers during the COVID-19 pandemic.

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TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: SERVICE SOLUTIONS ANALYST AT SERVICESOLUTIONS@RISECREDIT.COM, RISE, PO BOX 101808, FORT WORTH, TX 76058, OR 1-866-913-0162.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions

* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

** Reduced rates not available to residents of Kansas or Tennessee.

Important Disclosures:

Notice to Alaska, Arizona, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Nevada, Ohio, Oklahoma, Oregon, Washington, and Wyoming Customers: Installment loans are originated by FinWise Bank, a Utah chartered bank, located in Murray, UT, Member FDIC.

Notice to Kansas, Tennessee, and Texas Customers: Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT,
Member FDIC.

Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.

This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges. We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.