- Credit Building
- Budget Living
- Money Savvy
- Borrowing 101
- Debt Management
- Financial Wellness
What Credit Score Is Needed for a Personal Loan?
Need funds fast? A personal loan can be a lifesaver—find out if there is a certain credit score needed for personal loans.
How To Get Out of Credit Card Debt
Ready to eliminate credit card debt for good? We’ve rounded up the best debt payoff strategies and consolidation strategies.
What Affects Your Credit Scores the Most?
Complex calculations determine credit scores, but focusing on your payment history and utilization could have the most significant impact on your scores.
How to Rebuild Credit Fast: The Ultimate Step-by-Step Guide
Need to rebuild credit fast? We asked 15 experts to share the best ways to rebuild credit quickly for our comprehensive, step-by-step guide.
How to Build Good Spending Habits
Your income doesn’t dictate your spending habits. Learn how recognizing and changing your habits could help you save money and lead to long-term wealth.
9 ways to lower your energy bill this summer
Here are 9 ideas on how your can lower your energy bill this summer!
6 Ways to Save on Travel This Summer
Want to save money traveling this summer? Consider these six travel savings tips from Rise Credit.
How to Live Frugally: 20 Practical Tips
We cover 20 practical ideas for better money management and savvy spending, including advice on handling taxes, paying down high-interest debt and trimming your grocery bill.
How to Build a Budget in 3 Easy Steps
Wondering how to build a budget? We’ve got you covered with a simple budget plan—just three, stress-free steps.
Money Order vs. Cashier's Check: What's the Difference?
Money orders and cashier’s checks are two secure forms of payment that you can use to pay bills and send money. But they can differ in some important ways.
Is Leasing a Car a Good Idea?
Trying to decide between leasing and buying? Learn about the pros and cons so you can make an informed decision.
Consumer Loans and Consumer Credit: Your Essential Guide
If you’re thinking of borrowing money to make a purchase or cover a financial emergency, you’ve likely heard about consumer loans and consumer credit—but maybe you’re not sure exactly how consumer loans work, or what the different types of consumer credit are. We’ll cover the basics here—including a straightforward...
Finding the Best Online Loans: 5 Questions to Ask
What do you need to know about online lenders and the cash loans they offer? Answer these five questions to help you identify the best online loan for you.
Overdraft Fees: How They Work and How You Can Avoid Them
Learning the ins-and-outs of how overdrafting works can help you better manage your personal cash flow.
6 Ways to Get Help With Medical Bills
Learn how medical debt impacts your credit score and six ways to get help with medical bills, including financial aid, government assistance and online loans.
14 Different Ways to Borrow Money Fast
Need to borrow money fast? We’ve rounded up 14 different ways to borrow money quickly, including online loans. We spell out the details to help you find the best way to borrow.
Know Before You Owe — Installment Loans vs Payday Loans
Considering a payday loan or an installment loan? Understanding the differences can help you make an informed decision before you borrow.
4 Most Common Uses of RISE Personal Loans
People often turn to RISE when they need to quickly borrow money for auto or home repairs, medical bills and emergency expenses.
What’s the Best Way to Borrow Money?
There are several different ways to borrow money—so what’s the best way to borrow money? Should you borrow money online, visit a payday lender or use a credit card?
Natural Disaster Recovery: Guide to Managing Your Money
Learn how to manage your money during natural disaster recovery, including what steps to take right away and where to seek financial assistance.
Does Debt Consolidation Affect Your Credit Score?
How does debt consolidation affect your credit score? We explore common options for debt consolidation and how each can help or hurt your credit.
How Does Debt Consolidation Work, and Is It Worth It?
How does debt consolidation work, and is it worth it? We compare debt consolidation options and provide pros and cons to help you choose.
Should I Pay Off Debt Before Buying a House?
Thinking of applying for a mortgage and wondering, “Should I pay off debt before buying a house?” We’ve got answers, including key facts about your debt-to-income ratio.
Don’t Ignore Your Credit Card Debt—Do This Instead
Find out the four major consequences of disregarding your debt—including how it impacts your credit score—and what you can do instead to properly manage your debt.
10 tips for de-stressing this fall
The fall can be a stressful time, but you don’t need to let the stress overwhelm you. Here are 10 tips and ideas for de-stressing during the change in seasons.
How Much Do I Need to Retire?
Figuring out how much money you need to retire can be complicated. However, a variety of tools can help you determine if you’re on the right track.
How to Invest in Yourself: Mind, Body, and Wallet
An investment in yourself can be one of the most rewarding investments you can make. Here are a few options to consider.
8 free finance courses you can complete at home
Here are eight free financial courses that will teach us some fundamentals on financial planning, investing, insurance products and pension planning.
Financial Capability: What it Is and 3 Ways to Improve It
What’s the definition of financial capability, and how can you improve yours? We’ll review what it means to be financially capable and give you actionable tips to feel more empowered in your financial life.