February 20, 2025
We’re taking the Earn.org pledge to promote good savings habits - will you?
It’s more important than ever to promote good savings habits that can help improve America’s financial health. According to research from the Center for the New Middle Class, almost 70 percent of Americans with non-prime credit (scores below 700) couldn’t cover an urgent expense of $500 or more with their savings and 64 percent wouldn’t be able to borrow that amount from friends and family. Now is the perfect time to begin new good financial habits that can pay dividends all year.
RISE is proud to announce our support of EARN.org’s Tax-Time FinTech Pledge to promote good savings habits . By taking the pledge, we are joining EARN in their goal to motivate millions of tax filers to take a pledge and save a portion of their tax refund. For most families, a tax refund is the biggest check they receive all year. Saving a portion of it can either begin or bolster an emergency fund that can make a huge difference in the year ahead.
Also, we’re committed to promoting the SaverLife Tax-Time Pledge to our RISE customers, partners and social media community, and encourage others in the industry to do the same. When pledgers set the amount of their refund they plan to save and specify how they’ll use it, they are automatically entered to win prizes. SaverLife is giving away $15,000 to those who take the pledge. So far, more than 4,000 people have taken the pledge to save a portion of their tax refund.
Join RISE in our commitment to helping Americans save more. Take the pledge today.
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* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.
In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.
Important Disclosures:
In states where RISEcredit.com loans are offered by a bank partner, loans are underwritten, approved, and funded by Capital Community Bank or FinWise Bank. Your lender is determined during the application process and is provided to you in your Loan Agreement. Rates and terms are customized to each consumer and their financial situation. Rates are based on the consumer’s credit, income, loan repayment history, and a number of other factors. Please see the What It Costs page for additional details in your state.
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Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.
This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges. We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.