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More in Debt Management

21 articles

A couple researching what is zombie debt on their laptop

What Is Zombie Debt and How to Prevent It from Plaguing You

By Matthew GordonOctober 26, 2022
As the name implies, zombie debt can be scary. No one likes getting sporadic phone calls from unknown numbers, much less debt collectors. But have no fear! Zombie debt can be defeated — here are a few ways to kick zombie debt back in the grave:
Man and a woman discussing the difference between secured vs unsecured loans

Secured vs. Unsecured Loan: What’s the Difference?

By Matthew GordonJune 30, 2022
Learn how secured and unsecured loans are different, how they work and how to decide which type of loan is right for you.
Woman using her computer to research zero-based -budgeting examples

What is Zero-Based Budgeting?

By Matthew GordonApril 5, 2022
By requiring you to evaluate your budget each month, the ZBB method requires all expenses, including one-off, recurring, and set expenses (like rent), to be captured and given a purpose.
Improving your credit score is like losing weight. Here's why.

3 Ways to Pay Off Holiday Debt

By Matthew GordonDecember 27, 2021
A survey conducted by MagnifyMoney found that 31% of Americans took on debt to pay for gifts, travel, and entertainment for the holidays in 2020.
Person using a  laptop computer to research debt reduction strategies online

Best Debt Payoff Software and Calculators | 2021 Guide

By Matthew GordonJune 2, 2021
Trying to navigate your way out of debt can feel overwhelming. The good news is that there are some great debt payoff tools out there — and many of them are free! While
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This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges. We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.