Ready to boost your financial management skills? You don’t need to commit to expensive in-person classes or rely on advice from friends. There are plenty of online financial courses to help you expand your financial literacy at your own pace.

Whether you want to brush up on budgeting basics, rethink your entire money-management plan, or start planning for retirement, there’s an online personal finance course to help. We’ve rounded up some of the best to get you started:

Personal Finance 101: Everything You Need to Know, via Udemy

This wide-ranging online course covers a bit of everything. You’ll learn how to build credit, manage student loan debt and plan for big purchases, such as buying a home or a car. It even touches on how to handle money in marriage and parenthood. 

  • Upgrade: All materials are free
  • Duration: 3 hours 

Personal and Family Financial Planning, the University of Florida via Coursera

One of the more in-depth finance classes online, this class helps you understand financial security, building good credit, managing risk, and the time value of money. Courses are broken down by week with topics advancing as you move along. Each week is graded with a quiz. 

  • Upgrade: Paid certificate you can share on LinkedIn
  • Duration: 15 hours 

Personal Finance Co-Pilot, Brett Romero via SkillShare

This unique, hour-long course teaches you how to create a financial co-pilot that will help you constantly monitor your finances. Prepare for a unique learning experience and loads of tips on financial planning! 

  • Upgrade: All materials are free
  • Duration: 55 minutes 

Financial Planning for Young Adults, University of Illinois at Urbana-Champaign via Coursera

Real-world scenarios coupled with video interviews by actual certified financial planners make this one of the best online finance courses you can take. Topics include everything from basic financial planning to starting a career as a financial planner. 

  • Upgrade: Paid certificate you can share on LinkedIn
  • Duration: 4 weeks, 4 hours per week 

Financial Literacy, Alison

This course not only helps you navigate your income, budget, and savings, but you will also learn to manage debt successfully. It also touches on insurance products, short-term saving, and planning for retirement. 

  • Upgrade: All materials are free
  • Duration: 10 Hours 

Introduction to Managing Your Personal Finance Debts, Alison

Knowing how to manage debt is critical to healthy finances. From understanding your interest rate to building your own balance sheet, this course will help you form a plan for getting out of debt.

  • Upgrade: All materials are free
  • Duration: Up to 3 hours

 An Introduction to Credit Risk Management, Delft University of Technology

Why is lending money so risky? Why is it essential to correctly manage credit risk? You will combine theory with practice to answer these questions in this rigorous course. While this topic may not be something you need in your personal life, it’s interesting to learn more about what happens behind the scenes of hedging and lending money. 

  • Upgrade: $50 optional verified certificate
  • Duration: 7 weeks, for 7 hours per week 

Personal taxes, Khan Academy

This quick 40-min course will give you an overview of the income tax rate schedule so you can better understand why your paycheck is lower than what you initially thought it would be. You will study about tax brackets and progressive taxation, calculating state taxes, take home pay, and the marriage penalty. 

  • Upgrade: All materials are free
  • Duration: 40 minutes 

Planning for a Secure Retirement, Purdue University

You want to save for retirement, but maybe you’re not sure how to get started. This Purdue University personal finance class online helps you estimate how much income you’ll likely need in retirement and provides information on collecting Social Security, individual retirement accounts (IRAs), and tips for the self-employed. The modules are short and rely heavily on links to external reports and sources, but they allow you to learn at your own pace. 

  • Upgrade: All materials are free
  • Duration: At your own pace 

Behavioral Finance, Duke University via Coursera

If you want to learn the psychology behind why people make money mistakes, this course may be right for you. By understanding the way our minds work, we can learn how to spot potential missteps and boost our decision-making skills. 

  • Upgrade: Paid certificate you can share on LinkedIn
  • Duration: 5 hours

Frequently Asked Questions

What are the best personal finance courses?

There are dozens of financial literacy classes for adults available to you. The key to finding the best course for you is spending some time thinking about both what you want to learn and how you learn best. For example, if you want to improve your budgeting skills, look for classes that offer basic financial skills. And if you learn best with a teacher rather than on your own, look for classes that offer live instruction.

Can you take finance classes online?

Yes, while you can take courses in-person at your local community college and through many private organizations, many courses are now available online to make things easier for you.

How do I get finance certified?

If you want to help others professionally, certifications like Certified Financial Planner can help you get there, but you don’t need to be certified to manage your household expenses, debt repayment, or personal retirement plan.

Can I teach myself finance?

Absolutely. By taking a personal finance class online, you’ll be well on your way to understanding the basics behind managing your money. Remember, finance is a lifelong learning process, so you can always come back to educational blogs like the RISE blog or an online course to learn more.

Signing up for free online courses is a great way to jumpstart your money management game. Learning how to budget, save, and invest can be challenging initially. But once you get in the habit of strategically mapping out your finances, it can also be empowering.

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