The RISE Guide to Building Excellent Credit

Credit Building

Debt Management

Financial Wellness

The RISE Guide to Building Excellent Credit

Instead of wasting your time sifting through Google search results and trying to determine whether an article is even factual, The RISE Guide to Building Excellent Credit is a comprehensive, credible resource that walks you through the journey from poor, fair, or good credit, to excellent credit. And the best part? You can download your own copy for free and reference it whenever you need to.

What does the eBook include?

Everything from a basic introduction detailing what a credit score is and how it’s calculated, to specific steps you can take to transform your score from where it is now—to excellent.

Here’s exactly what you can expect:

1. Why you should care about credit

2. Understanding your credit reports

3. The anatomy of a credit score

4. How to build (or rebuild) your credit

5. How to clean up past credit mistakes

6. How to go from good to great credit

7. How to access and use free credit monitoring tools

Clearly defined sections allow you to skip from one area of the eBook to another with ease. Graphics, charts, and tables support written information with eye-catching, insightful visuals.

Who is this eBook for?

It doesn’t matter if you’re in good credit standing, are already trying to rebuild damaged credit or aren’t even sure where to begin, this eBook is for you.

The RISE Guide to Building Excellent Credit is a complimentary resource written, designed, and published with every person in mind—regardless of their level of credit knowledge or credit score.

What are you waiting for? Get your FREE copy of The RISE Guide to Building Excellent Credit NOW.

Who is RISE?

RISE isn’t just here to lend you money fast. We’re here because we believe in you. We believe in your ability to overcome financial challenges and rise above your current money situation.

It’s true that RISE is often a better, more responsible alternative to more expensive options like overdraft fees, payday loans, late fees and utility reconnection fees—but we’re also here to offer our insight, knowledge, and expertise for building (and rebuilding) credit.

Which is why we’re so excited about our newest eBook!

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Impressum - NEW MEXICO

https://www.risecredit.com/how-it-works-new-mexico

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL: SERVICE SOLUTIONS ANALYST AT SERVICESOLUTIONS@RISECREDIT.COM, RISE, PO BOX 101808, FORT WORTH, TX 76058, OR 1-866-913-0162.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions

* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

** Reduced rates not available to residents of Kansas or Tennessee.

Important Disclosures:

Notice to Alaska, Arizona, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Nevada, Ohio, Oklahoma, Oregon, Washington, and Wyoming Customers: Installment loans are originated by FinWise Bank, a Utah chartered bank, located in Murray, UT, Member FDIC.

Notice to Kansas, Tennessee, and Texas Customers: Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT,
Member FDIC.

Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.

This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges. We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.